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Spice Money Adhikari

Spice Digital!
Έμπιστο
13K+Λήψεις
132.5MBΜέγεθος
Android Version Icon5.1+
Έκδοση Android
5.0.3(23-02-2024)Τελευταία έκδοση
5.0
(1 Αξιολογήσεις)
Age ratingPEGI-3
ΛεπτομέρειεςΑξιολογήσειςΕκδόσειςInfo
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Περιγραφή του Spice Money Adhikari

Spice Money, a subsidiary of Digispice Technologies Ltd., is India’s leading rural fintech company. It is solving for urban-rural divide by providing financial services across 2.5 lakh villages, through a network of 12 lakh+ Adhikaris (Rural Merchants). Currently, Spice Money network covers 95% of rural pin codes in India, providing easy access to a wide array of digital, banking and financial services in over 10 crore households.


The app comes with Zero Subscriber ID cost and Zero Lifetime monthly charges. The registration process is straightforward and only requires your mobile number and basic KYC documents.


Spice Money Adhikaris can provide the following services through their Smart Banking Points:


Cash Withdrawal: Withdrawing cash using an Aadhaar-linked bank account.


Cash Deposit: Depositing cash using an Aadhaar-linked bank account.


Balance Inquiry: Checking balance for an Aadhaar-linked bank account.


Money Transfer (DMT): Sending money to other Aadhaar-linked bank accounts.


Mini ATM: Basic ATM services such as cash withdrawals & deposits using a Debit Card.


Account Opening: Opening of savings & current bank accounts.


Bill Payment & Loan/EMI Repayment: Payments for utilities (water, electricity, gas), Municipal Corp. tax, LIC premiums, & loan EMIs.


Mobile & DTH Recharge: Recharge services across all operators.


Tours & Travel Services: Ticket booking for train, bus, flight, hotel & tourism packages.


Cash Collection: Deposit of premiums, EMIs, & more.


Loans: Low interest rate loans from a wide network of Banks & NBFCs.


Enterprise Cash Management: Day-to-day management of cash inflows & outflows for enterprises.


PAN Card Services: Obtaining a new PAN card or updating an existing one through authorized gov. channels.


Umang: Access to e-gov services.


A regulated entity under RBI, Spice Money holds relevant licenses including Prepaid Instrument(PPI), Bharat Bill Payment(BBPS), GSP license, IRCTC and the corporate agency license for insurance by IRDA. It also facilitates loan services to its Adhikaris & customers in partnership with RBI licensed lenders.


Key Points to consider before applying for a Personal Loan:

* Loan Amount: 1,000 to 5 Lakhs

* Repayment Tenure: 3 months to 42 Months

* Processing Fees: Upto 6.5% + GST for Loan upto 10,000

Upto 5.5% + GST for Loan above 10,000

* Max Annual Percentage Rate (APR): 65.61%

* Repayment Frequency: Daily, Monthly


Example for Monthly Installment Loan:

* Loan Amount: ₹ 2,00,000/-

* Tenure: 18 months

* Interest Amount @ 19.75% pa: ₹ 32,716/-

* Processing Fee @ 3% + ₹ 500/- + GST: ₹6500/- + GST

* Total Repayment Amount (Loan Amount + Interest): ₹ 2,32,722/-

* EMI: ₹ 12,929/-


Example for Daily Installment Loan:

* Loan Amount: Rs. 50,000

* Tenure: 180 days

* Interest Charge @ 30% pa flat: 7500

* Processing Fee @ 2%: 1000 + GST

* Total Amount paid: Rs. 58,500

* Daily Installment Amount: Rs. 371


Interest Rate, Processing fees, and Annual percentage rate vary by product and lender policy.


The company has following lending partners:

Mamta Projects (P) Ltd

Brand Name - Arthmate

https://www.arthmate.com/helpTopic

For Grievances, contact Hitesh Bhansali @ 8336901719 / statutory.compliance@arthmate.com


Bhanix Finance & Investment Ltd

Brand Name - CASHe

https://bhanixfinance.com/ourpartners.html

For Grievances, contact Prateek Saxena @ 02246047350 / bhanix@cashe.co.in


Ekagrata Finance Private Limited

https://www.ekagratafinance.com/our-digital-partner.html

For Grievances, contact Asha Daniel / 8047185299 / grievance@ekagratafinance.com

Spice Money Adhikari - Έκδοση 5.0.3

(23-02-2024)
Άλλες εκδόσεις

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Εγγυημένα Καλή ΕφαρμογήΗ εφαρμογή αυτή πέρασε τη δοκιμή ασφάλειας για ιούς, malware και άλλες κακόβουλες επιθέσεις και δεν περιέχει απειλές.

Spice Money Adhikari - Πληροφορίες APK

Έκδοση APK: 5.0.3Πακέτο: in.spicemudra
Συμβατότητα Android: 5.1+ (Lollipop)
Προγραμματιστής:Spice Digital!Πολιτική Απορρήτου:https://www.spicemudra.com/h_pp.htmlΔικαιώματα:50
Όνομα: Spice Money AdhikariΜέγεθος: 132.5 MBΛήψεις: 3KΈκδοση : 5.0.3Ημερομηνία Κυκλοφορίας: 2024-03-27 11:10:51Ελάχιστη Οθόνη: SMALLΥποστηριζόμενα CPU:
Αναγνωριστικό Πακέτου: in.spicemudraΥπογραφή SHA1: 68:ED:CE:A1:60:E5:2E:09:C6:F1:5A:ED:EB:26:95:22:B2:B4:17:BEΠρογραμματιστής (CN): Spice SafarΟργανισμός (O): Spice Digital LtdΤοποθεσία (L): NoidaΧώρα (C): IndiaΠολιτεία/Πόλη (ST): Uttar Pradesh

Τελευταία έκδοση του Spice Money Adhikari

5.0.3Trust Icon Versions
23/2/2024
3K λήψεις113.5 MB Μέγεθος

Άλλες εκδόσεις

5.0.2Trust Icon Versions
21/2/2024
3K λήψεις112.5 MB Μέγεθος
4.9.9Trust Icon Versions
11/2/2024
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4.9.8Trust Icon Versions
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4.9.7Trust Icon Versions
19/1/2024
3K λήψεις57.5 MB Μέγεθος
4.9.6Trust Icon Versions
6/1/2024
3K λήψεις57.5 MB Μέγεθος
4.9.5Trust Icon Versions
3/1/2024
3K λήψεις57.5 MB Μέγεθος
4.9.4Trust Icon Versions
1/1/2024
3K λήψεις57.5 MB Μέγεθος
4.9.3Trust Icon Versions
28/12/2023
3K λήψεις55.5 MB Μέγεθος
4.9.2Trust Icon Versions
15/12/2023
3K λήψεις58 MB Μέγεθος
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